New Luxor Medical Center

What is it like to live in Luxor? Share your experiences of Luxor's culture.

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Re: New Luxor Medical Center

Post by Teddyboy » Fri Aug 03, 2012 11:21 pm

I have to admit that it makes my blood boil when I think that I worked and paid stamps and taxes for over forty years, and now, if I stay away for more than three months I'd be treated like some pariah if I became ill. Especially when TB is being reintroduced to the UK by our freeloading 'Euro' brothers and sisters!



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Re: New Luxor Medical Center

Post by Scottishtourist » Fri Aug 03, 2012 11:37 pm

But you choose to live in Egypt TB!
You choose to abide by their rules and regulations!
You can't have it both ways!
If you want to enjoy the benefits of UK healthcare...then re-locate back and pay for it through taxes and NI!
Otherwise,campaign for some kinda reciprocal agreement between Egypt and UK!

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Re: New Luxor Medical Center

Post by timetraveller » Sat Aug 04, 2012 12:05 am

Scottishtourist, If you live partially in England and partially abroad as I do why shouldn't you still be entitled to health benefits? After all you'll only avail yourself of them whilst you're there so the service is saving on any treatment you might require when you're not there! And I do not live abroad because it's cheaper. Turkey is not really much cheaper than England, and in England I would get free accommodation (no mortgage outstanding), so even living in Egypt carries extra expenses. Also I can work and earn good money in England if I choose.

I do suffer from Fibromyalgia and Rheumatic problems caused apparently by a Discectomy operation I had over a decade ago, and find that I'm much better in a warm dry climate, wheras English winters are difficult for me. However I could be in England year round, attending pain clinics and whatever and burdening the NHS. In fact I haven't even seen my GP for years.

But why would I expect to still be entitled to free health care when I am home? Because I've paid for it, that's why! If you are employed you pay your NI (whether you want to or not) when you are younger and fitter, and statistically less likely to need health care. The pay off is (or is supposed to be) that you are taken care of later in life when you are more likely to need it! The fact that you're not there to claim it some of the time shouldn't be a problem in so far as I can see. And if the NHS is so overburdened they should review who is entitled to a free service. If they continue to offer free treatment to 'health tourists' and people who have never contributed to the fund but deny services to those that have had to make compulsory contributions for most of their lives then resentment is bound to be fostered.

Time for Stan to pipe up I suspect! Racism, bigotry, colonialism? What category do you think this falls into Stan?

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Re: New Luxor Medical Center

Post by Scottishtourist » Sat Aug 04, 2012 12:25 am

I don't make the rules TT.
I do a job to best of my ability.It does not involve racism,bigotry,colonialism or anything else.
Everyone in hospital bed is treated equally,and I ask no questions about their origins,whereabouts,eligibility to NHS care,etc.
If anyone wants to knock UK NHS,then go ahead.
But compromises must be made!The funds ain't infinite!Healthcare costs...andchoices have to be made.

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Re: New Luxor Medical Center

Post by timetraveller » Sat Aug 04, 2012 12:37 am

Are you going by the name 'Stan' now then ST? And you may not make the rules but it was you who suggested British citizens living abroad shouldn't be able to claim health care in the UK so you were obviously up for the debate and you obviously agree with those rules. If you raise that sort of issue you can hardly complain if people pick it up and run with it!

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Re: New Luxor Medical Center

Post by Scottishtourist » Sat Aug 04, 2012 1:51 am

I'll pick up debate TT,with no malice.
NHS is critically understaffed,underpaid and overworked!
In front line we treat and care for everyone who inhabits bed,be they Christian,Muslim,Hindu,Sikh,Buddhist,et al!
We are not in job to ask questions re finance,eligibility,etc.That's job for administrators.
But yes...why should people who live in country that has no recipricol agreement with UK expect free healthcare?
I wouldn't know you from Adam(or Eve!)if you inhabited bed in NHS hospital.Would I treat you?Yes!
No difference would be made to standard of care you would receive.
But if you grudge paying for it because you have chosen to live in another country,then I think your conscience should come into play!
I pay current taxes in UK,I pay NI.I expect free healthcare.I do not want my contributions to assist someone who has so much money that they could quite easily afford to pay for NHS treatment whilst residing elsewhere.
If someone lives in another country,6 months of year...then I'd agree that they have no recompense to "mother land"providing for them re healthcare.

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Re: New Luxor Medical Center

Post by Teddyboy » Sat Aug 04, 2012 7:38 am

"someone who has so much money that they could quite easily afford to pay for NHS treatment whilst residing elsewhere."

That's quite an assumption ST, or is it the green-eyed monster of socialism rearing its ugly head?

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Re: New Luxor Medical Center

Post by hatusu » Sat Aug 04, 2012 7:56 am

"But if you grudge paying for it because you have chosen to live in another country,then I think your conscience should come into play!"

Thats the whole point ST which you seem to be ignoring - We HAVE paid for it!

If you pay for something over the internet and then its not delivered, you are legally entitled to redress. Why should this be any different - we have paid over decades for something that we are now entitled to.

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Re: New Luxor Medical Center

Post by TonyC » Sat Aug 04, 2012 8:45 am

Where does the British taxpayer living abroad figure in the health debate? The taxman takes a hefty chunk off me every year – money that could service a substantial health fund here in Egypt – because I saved for a decent retirement (and paid plenty of tax and NI contributions) and my pension is deemed to be income earned in Britain. I derive no benefit from tax taken (unless it's the privilege of using UK pavements on holiday visits!).

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Re: New Luxor Medical Center

Post by timetraveller » Sat Aug 04, 2012 9:18 am

Yes, exactly. We have paid for it already. In advance . And over decades most of us. But ST seems to think we should still be paying, even when we've retired! Do you want to keep paying when you've retired and are no longer earning ST? Do you think you're entitlement should be severed at that point? Not that retired people don't pay tax-they do, on any property they rent out, on any savings they may have, and on any money they gift or will to their descendants. Not to mention VAT and the Inheritance tax their sons or daughters have to pay if there is any of their parents estate left to inherit. Because the elderly also pay through the nose if they need residential or nursing care when they generally end up forfeiting their house, if they have one. Unless you're lucky enough to live in Scotland of course where I understand less stringent rules apply.

And Hatusu is right. What entitles you to make assumptions about how much money anybody else has got? Why assume that everybody who retires to Egypt has pots of money? They don't. In fact I know several who would much prefer to live in their own homeland but can't afford to! They no longer own their own homes and do not qualify for social housing, even though they're elderly and in some cases vulnerable. If they were to be EU citizens however, they would be entitled to housing and medical care no questions asked. And most of us, myself included, are not 'residents' or 'citizens' of anywhere other than the UK, but stay on tourist visa's.

And you're arguments are muddled. On the one hand you keep stressing the point that you regard everybody in a Hospital bed the same, and yet you say that you don't see why any UK citizen who has chosen to live abroad, or anybody who comes from a country without a reciprocal agreement should receive free treatment from the NHS. Make up your mind.

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Re: New Luxor Medical Center

Post by A-Four » Sat Aug 04, 2012 10:49 am

A few years ago now, I was sat on the Underground and read an advert for an insurance company. It said that for each day you were in hospital they would fork out £100. What a joke.

Just before, I had come out of hospital where I had some private work done, in what I am proud to say was a NHS hospital. The anesthetist was £850 for a few hours work, and a bed was £900 per day, and that was not intensive care. As for the surgeons cost, well that was through the roof.

Six weeks ago I had a total Knee Replacement, which I'm pleased to say went very well. I was in hospital four days, the cost to just the surgeon, had I had to pay, would have been £12,000. God only knows how much the morphine (fab little drink, that is.) and the Tramadols would have cost, which I have only just stopped taking. Hence the fact last night was the first to return to the booze. God bless that NHS, and all those who sail along in it.

With regards to the above conversation, I have discovered that the quite rich people of the UK can obtain advice on such things as avoiding paying cost such as these by ex-pat. This advice 'service' is simular to the system as CAB in the U.K., chiefly available for the poor of our society in Britain.

I have probably wrestled with my conscience for perhaps too long, with regards to how much I have paid into the system, and now they make it so difficult for the ordinary Joe, what is rightfully theirs, yet the rich will find a way round this,.................because they have money to obtain info on the loop holes in the law. The trouble with the average Brt over 55years is that they are too honest, but these days we no longer live in an honest world,...... as your bank manager he will inform you, if you think I am wrong.
Last edited by A-Four on Sat Aug 04, 2012 11:40 am, edited 1 time in total.

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Re: New Luxor Medical Center

Post by timetraveller » Sat Aug 04, 2012 11:00 am

But you, as I remember you once telling Choc on this very forum, are a 'millionaire' A-Four. So why would you need to bother with the NHS anyway? Glad to hear that you finally plucked up the courage to have that surgery though. :)

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Re: New Luxor Medical Center

Post by A-Four » Sat Aug 04, 2012 11:33 am

timetraveller wrote:But you, as I remember you once telling Choc on this very forum, are a 'millionaire' A-Four. So why would you need to bother with the NHS anyway? Glad to hear that you finally plucked up the courage to have that surgery though. :)

Ouch. Well I suppose if you add up all my assets well yes, but that has not always been the case, lets move on.

The reason why I 'bother' to use the NHS is because I have fully paid into it. I also believe in it.

As for 'the courage' I believe that there was far more needier people requiring this such op, therefore I felt it my duty to let them push up the line, as for my self, as is well known, I am a humble and modest person :wi .

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Re: New Luxor Medical Center

Post by A-Four » Sat Aug 04, 2012 11:46 am

I am going to place a small bet here,.......... I think I may have to return to this topic once I have had a few large drinks tonight, Keefy, stand-by with the big red marker pen.

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Re: New Luxor Medical Center

Post by timetraveller » Sat Aug 04, 2012 11:49 am

Yes A4, if you say so. The very personification of self-effacing modesty and humility! :lol: And as for the NHS most of us have paid into it and believe in it. It's just a shame that some of us no longer seem to be entitled to reap the benefits of it!

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Re: New Luxor Medical Center

Post by Chocolate Eclair » Sat Aug 04, 2012 12:09 pm

If people pay for private medical insurance in the UK, why do they not get a refund on their NI Payments? Most people living in Luxor anyway have an English address, so no one knows where they are at anytime of the year, most are registered with a doctor too, so this 6 month thing get well and truely abused.

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Re: New Luxor Medical Center

Post by timetraveller » Sat Aug 04, 2012 1:03 pm

It's a THREE month thing I think, Choc. And if you ask me, it's a rule that deserves to be broken, or 'abused' as you put it. As, I believe, do all rules which discriminate against people who have 'paid their dues'. :(

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Re: New Luxor Medical Center

Post by Who2 » Sat Aug 04, 2012 1:46 pm

Why bother telling anybody you have been away in the first place ? doesn't add up to me...:cool:
reminds me of the person that phoned up the tax man, why..?
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Re: New Luxor Medical Center

Post by Robbo70 » Sat Aug 04, 2012 4:00 pm

I wont be telling my doctors when I am in and out of the country. I think I have seen my Gp about 5 times in 10 years so my 26 years of paying tax and NI must be well in credit :lol:

2 years ago, having problems with my shoulder my doctor referred me to see a consultant. In the July I was offered an appointment for an initial consultation for the end of October. The wait for the op would be around 2 years. As I couldnt sleep, work or think straight (thanks to the tramadol and other concoctions of drugs) I asked for a referal and spent £3,000 on the operation privately. I consider myself still in credit for NHS treatment!

I also feel as the sunshine in Luxor is making my arthritic joints so much more manageble, and the brufen is only £1.50 for a months supply, I am still saving the NHS the trouble of trying to treat me. Therefore, in another 10 years when my knees have disintegrated, I shall expect the NHS to fix me up.
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Re: New Luxor Medical Center

Post by Sylhilly » Sat Aug 04, 2012 5:56 pm

So many people seem to misunderstand how the NHS and UK State Pensions work - there is no fund that you pay into. Current liabilities are funded out of current taxation. Therefore, any contributions you may have made in the past were used to pay for NHS and pensions at that time. Current pensions and NHS costs are paid by today's taxpayers in the UK. NI is just a tax by a different name. With an ever-ageing population, despite being boosted by immigrants, the bill is outstripping the current tax-take. Tony Blair believed that immigration was good for the UK because it would boost the working population and increase the tax-take; unfortunately, he was wrong because so much of the work done by immigrants is within the 'black economy' and no tax is raised on it.

The point that I don't understand in so many of the above posts is the claim to be still paying UK income tax; surely that only applies if you spend less than 183 days out of the country in any given year?? The only UK pensions that will be subject to UK income tax regardless of where you live are Government-funded occupational pensions - perhaps you're all ex-Civil Servants? As I understand Egyptian taxation, they don't tax pensions at all and the British Embassy will certify that rental income from UK property is a pension.

It used to be that you could spend up to 182 days out of the UK (and those countries with which the UK has a reciprocal agreement) and still qualify for UK NHS treatment; so, if you paid tax, you got it and if you didn't pay tax, you didn't, which seems fair enough to me. I believe they've now changed the rules and now you can't spend more than 3 months out of the UK and qualify for NHS treatment, which does seem unfair, given you can still be subject to UK income tax, but I'm not going to advocate fraud by pretending to be resident in the UK when you're not.

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